Insurance and Disability Claims
Our firm has represented many individuals who have sought compensation for injuries or disabilities from their private insurance carriers, their employment disability insurance plan or from Social Security.
As anyone who has tried to pursue an insurance claim or Social Security claim on their own can tell you, the process can be frustrating and often ends in a denial even for a significant disability or injury.
Our firm can help get you the disability or insurance benefits to which you are entitled.
If your insurance company unreasonably withholds benefits from you or unreasonably delays payments to which you are entitled you may bring a claim against them for bad faith and recover not just the policy benefits but additional losses and damages you may have suffered as a result of their bad faith.
What are some examples of insurance company bad faith?
Here are several examples of how an insurance company can commit bad faith:
- Failing to promptly and thoroughly investigate a claim
- Unreasonably delaying payment
- Unreasonably denying benefits to a claim
- Using unreasonable interpretations in translating policy language
- Refusing to settle the case or reimburse you for the entirety of your loss
Do not try to go it alone against an insurance company. We can help you.
If the insurance company continues to deny your claim or commits bad faith, collect your policy and documentation and bring them to us and we will pursue your insurance company for the benefits you paid for and deserve.
If you or your family member suffers from an injury or disease that prevents you from working, you may be entitled to disability payments under an employment disability insurance plan or under the Social Security system.
If you have disability insurance through your work or through a self-purchased plan, you will be entitled to income payments if you are unable to work because of a sickness or injury even if you were not injured at work.
Typically, these policies provide for payment of at least two-thirds of your monthly income for a certain period if you are unable to perform your normal job duties, and you may be entitled to payments for longer periods if you are unable to perform any work that reasonably fits your background and training.
Social Security provides two benefit programs for disabled people:
- Social Security disability (SSD)
- Supplemental Security Income (SSI)
SSD is applicable to you if you have contributed to Social Security in your working life for a set number of years – usually 5 out of the last 10 years.
SSI is a federal income supplement program specially designed to aid the aged, blind, and disabled with little or no income, who are not insured for Social Security Disability.
Contact our knowledgeable lawyers to learn more
If you have an insurance, disability or Social Security claim, contact Nass Cancelliere at 215-546-8200 for legal advice and guidance on your rights and options.